Divorce financial analysis and strategy

avoid costly mistakes and get your best divorce settlement

Have a question? Need some help?

A CDFA® is Best Qualified to Help You Achieve Your Financial Goals in Divorce

A Certified Divorce Financial Analyst (CDFA®) is professional who goes through an intensive training program to become skilled in analyzing and providing expertise related to the financial issues of divorce. A CDFA® may act as an advocate for one party in a divorce or as a financial neutral who provides services to both parties.

A CDFA®-Mediator is a trained mediator who has obtained training and certification as a CDFA®. She conducts sophisticated and thorough financial analysis to produce alternative settlement scenarios to best meet the goals and objectives of the two parties. She may also be trained as a divorce coach who can guide you in developing an effective parenting plan that meets the needs of the entire family and ensures happiness and security for the children.

In How Many Ways Can We Help Optimize YOUR Financial Future?

Child Support and Alimony

Child support is based on your state’s formulas, but only to a certain point. Are you sure your calculations are correct?

Alimony, too, is largely discretionary and causes significant angst to both the payor and payee. There are ways you can avoid ongoing alimony payments while still addressing the financial needs of the lesser-earning spouse.

Learn more here.

Marital Home

One of you wants to keep the marital home but can’t afford it or refinance.

Retirement Savings

What’s the most efficient way to divide retirement savings? Will you need a Qualified Domestic Relations Order (QDRO)?

Taxes

Two seemingly equivalent assets may not be alike. Ensure your settlement considers tax implications.

Risk Management

How can you best plan for the possiblity of future disability, death, or bankruptcy and the impact it may have on you or your children?

College Funding

College costs can be affected by your divorce settlement. Minimize them now while you have the chance. Even if your state doesn’t obligate parents to fund college expenses, you can build it into a mediated settlement agreement.

Pension Valuation

Most divorce attorneys have no idea on how to correctly value pensions and instead rely on valuations by outside experts whose costs will be passed onto you. We regularly value pensions and include the valuation in our fixed fee.

Financial Projections

Evaluate how various settlement options will affect your financial health one, five, ten, twenty years from now.

Owned Businesses and Rental Properties

Value your businesses accurately without spending a fortune.

Stock Options and Restricted Stock Units

Properly value and divide your stock options and RSU’s to ensure fairness in the division of assets. How can these be divided to minimize taxes and risk?

Hidden Assets

Are there assets you’re not aware of? Make sure these are taken into account.

Cash Flow and Budgeting

Understand how your settlement will affect your standard of living and ability to pay your bills.